Car Finance from Flexibuy Finance Brokers
Most people will make two major purchases in their lives, a house and a car. Buying a new car can be very expensive, and you may find the thought of applying for finance intimidating if you’ve not done it before. When it comes to car finance Brisbane has a lot of options, and some are more ‘consumer friendly’ than others.
Flexibuy Finance Brokers offer car finance in a number of different fashions, including standard care finance/car loans, as well as a car rental option that is an affordable and accessible way for people to work up towards owning a car. There are numerous car finance options that are offered by Flexibuy Finance Brokers, and they include everything from BMWs to Jeeps.
Get on the Road With a Used Car
If you aren’t in the position to buy a new vehicle, then Flexibuy Finance Broker has some options for used vehicles as well, from sporty Maseratis to practical Nissans, there’s something for every wallet. It can be intimidating tying yourself into a car finance deal at first, but if you budget carefully and pick a deal that you are comfortable with long term you’ll find that you can get a great used vehicle at an affordable price. Just make sure to do your research, be it on sites like Invoice Pricing or on used car boards online to ensure you’re not getting ripped off. Look after the vehicle, and when you’ve paid it off you can sell it or trade it in against another upgrade, and gradually work up the ladder of vehicles to the wheels of your dreams.
Standard Car Loans vs Rent to Own
Standard car loans are a good option for Brisbane motorists who have had a steady job for at least three months and who have a passable credit rating. There are loans available with more than 30 different lending partners, and they offer the option to do weekly repayments at an affordable level. The company will source the car and you have the option to trade in your current car to reduce the repayments if you wish. The service that Flexibuy offers is free of charge and is simply a way to get a car loan and a good car in a simple and friction-free way.
If you’ve only just started a new job and need a vehicle right away, or your credit rating isn’t ideal, then you have other options. The rent to buy option allows you to start renting a car right now even if your credit rating is not quite perfect, or you don’t meet all of the eligibility criteria for a standard loan. This option is still subject to status but the criteria are more relaxed so more people can take advantage of it. The application process is faster and the approvals should come through more quickly too.
There are cars available on rent to buy from just $90 a week, which means that if you need a set of wheels for your job then you can get on the road much more quickly. If you change your mind about the car you’re renting you can hand it back. Otherwise, just keep on making the payments and eventually the car that you are renting will be yours to keep.
Flexible and Simple
There’s no need to be intimidated by car finance. There are options out there to suit most people. Of course, the quicker you pay off the loan and the better your credit rating, the cheaper it will be. It’s hard to deny how useful a car can be, though. If you work, then driving is so much less stressful than commuting using public transport. If you have children then driving allows you to do the school run and the after school activities in a much less stressful way. If you’re a young person or a part of a couple you’ll enjoy unprecedented ability to just go off and explore or enjoy day to day activities without having to be bound to someone else’s schedule. It’s a small thing but it makes so much difference and it is worth every penny.
Yes, owning a car can feel expensive at first, but the opportunity cost needs factored in. The time that you save by being able to drive will mount up far more quickly than you first realise, and really does improve your life.
